On May 2, 2025, the workshop “Successful Financing – Structured Operations” was held by Bluewise Business Advisory at Bluewise Business Hub – Sydney with the goal of supporting Vietnamese entrepreneurs in Australia in accessing and managing business capital effectively.
Targeting Vietnamese businesses seeking to scale up or stabilize operations, the event was joined by financial experts, including Mr. Steven Nguyễn from Commonwealth Bank and Bluewise CEO Lê Thanh Tùng. Their insights and experience provided practical and strategic knowledge for business owners navigating the lending process in a rapidly changing economic environment.
1. Expert Insights on Business Lending in Australia
- Mr. Steven Nguyễn – Business Banker, Commonwealth Bank
From the banking perspective, Mr. Steven emphasized transparency and financial readiness as key success factors. Many businesses are unaware that banks assess up to 12 months of financial history—the foundation for any loan application.
He also highlighted that businesses that maintain clear communication and timely reports with banks are often better positioned for favorable lending terms.
- Mr. Lê Thanh Tùng – Founder of Bluewise
With over 10 years of experience in business and finance advisory, Mr. Tùng stressed the importance of preparing a clear financial roadmap at least 12 months in advance. A solid relationship with the bank and a well-aligned business model give borrowers greater control and flexibility in capital management.
He emphasized that Bluewise helps clients identify banking needs early and prepares their application to meet lender expectations before the loan application is even submitted.
2. Open Q&A and business case discussion
After the presentations, attendees engaged in a dynamic Q&A session, discussing real-world issues with experts. Topics included:
- When to start preparing loan documents
- How to align business models with lending policies
- How to avoid common rejection risks due to poor financial presentation
The conversation revealed that many entrepreneurs lack access to professional advisory when starting the lending process. Attendees appreciated the opportunity to receive detailed guidance and apply it directly to their business plans.
3. The 3 key pillars of business loan readiness
To maximize approval chances and gain favorable loan terms, Bluewise recommends the following:
- Transparent financial reporting: Keep financials clear and verifiable over at least the past 12 months.
- Strategic business planning: Demonstrate consistent performance and future-oriented planning.
- Loan-aligned documentation: Ensure that your documents are complete, structured, and aligned with bank lending logic.
4. Bluewise – Strategic loan support built for long-term success
At Bluewise, we don’t just help you apply for a loan—we help you build a strategy around it. We understand that financing is not only about paperwork but about aligning your vision with lender expectations from the beginning.
Our tailored support includes:
- Reviewing and refining financial statements
- Designing business plans aligned with loan purposes
- Identifying risks early and preparing mitigation strategies
- Direct communication with banks on behalf of clients
With deep experience in Australian banking, Bluewise ensures that each step in the loan application journey is aligned with both lending criteria and business growth goals.
Contact Info:
- Bluewise Group | Bluewise Business Advisory | Bluewise Migration Advisory
- Head Office: Level 1, 295 Chapel Rd Bankstown NSW 2200
- HCM Branch: 339/10A Le Van Sy, Ward 12, District 3, Ho Chi Minh City
- Hotline: AU 0450 895 589 – VN 1800 599 932
- Email: bw@bluewisegroup.com.au